Financing
Get Pre-Approved
Before You Shop
In Nevada's competitive real estate market, sellers take pre-approved buyers far more seriously than those who haven't spoken to a lender. A pre-approval letter is your first negotiating tool — and it costs nothing to get.
Why Pre-Approval Matters
Four reasons why every serious Nevada buyer starts with a pre-approval — before they look at a single listing.
Know Your Exact Budget
Stop guessing. A pre-approval gives you a hard number — the maximum loan amount a lender will extend based on your real income, credit, and assets. No surprises.
Stronger Offer Position
In multiple-offer situations, a pre-approved buyer is always more attractive than a non-pre-approved one — even at the same price. Sellers want certainty, and pre-approval provides it.
Faster Closing Timeline
A significant chunk of loan processing happens during pre-approval. When your offer is accepted, your file is already partially complete — shaving days or weeks off your closing timeline.
Avoid Disappointment
There is nothing worse than finding your perfect home, falling in love, and then discovering you can't afford it — or losing it to a competing offer because you weren't ready.
What You'll Need to Apply
Gathering these documents before you sit down with a lender makes the process faster and smoother. Most pre-approvals can be completed within 24–48 hours once you submit a complete file.
If you're self-employed or have non-traditional income, let us know. Our lender partners have experience with bank statement loans, asset-based lending, and other alternative documentation programs.
We'll Connect You With a Lender3 Steps to Your Pre-Approval Letter
Our lender partners keep it simple. Most buyers have a letter in hand within 24 hours.
Gather Your Documents
Collect the documents listed above. Having everything ready upfront dramatically speeds up the process and shows the lender you're organized and motivated.
Complete an Application
A loan officer will review your application, run your credit, verify your income and assets, and determine the loan amount and program you qualify for. The application itself takes about 30–60 minutes.
Receive Your Letter
Once underwriting reviews your file, you'll receive a pre-approval letter stating the maximum loan amount. You can use this letter to make offers — it's typically valid for 60–90 days.
We Work With Trusted Nevada Lenders
Nevada Real Estate Group works closely with a network of local Nevada lenders who understand the state's market, respond quickly, and communicate clearly. We can connect you with preferred lender partners who have a track record of getting deals done.
You are always free to use your own lender — we work with any licensed Nevada lender. But if you don't have a lender relationship yet, we can make an introduction that gets you moving quickly.
Let's Connect You With a Lender
Call us at 725.239.9950 and we'll introduce you to a trusted Nevada lender partner who can get your pre-approval started today.
Nevada Lic. #S.0181401.LLC · lpt Realty